New PPP Loans December 2020 – Claim Employee Retention Credit | PPP Loan Application

Employee Retention Credit claim up to $26,000 per employee. New PPP Loans December 2020. Even if you have already claimed for PPP Loan Application. How to claim Employee Retention Credit or ERC for your business.

About The ERC Program
What is the Employee Retention Credit (ERC)? New PPP Loans December 2020

ERC is a stimulus program designed to aid those businesses that had the ability to keep their employees throughout the Covid-19 pandemic.

 

 

Established by the CARES Act, it is a refundable tax credit– a grant, not a loan– that you can claim for your business. New PPP loans december 2020. The ERC is readily available to both tiny and also mid sized companies. It is based upon qualified incomes as well as health care paid to employees

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Up to $26,000 per  staff member
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Available for 2020  and also the first 3 quarters of 2021
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Qualify with  lowered revenue or COVID  occasion
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No  limitation on funding
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ERC is a refundable tax credit.

How much money can you return? New PPP Loans December 2020

You can claim up to $5,000 per worker for 2020. For 2021, the credit can be as much as $7,000 per employee per quarter.

 Exactly how do you know if your business is eligible?
To Qualify, your business must have been  adversely  affected in either of the following  means:
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A  federal government authority  called for partial or full shutdown of your business during 2020 or 2021. New PPP loans december 2020.  This includes your operations being restricted by commerce, inability to travel or constraints of group meetings
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Gross receipt reduction  standards is different for 2020  as well as 2021,  yet is  gauged  versus the  existing quarter as compared to 2019 pre-COVID  quantities
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A business can be eligible for one quarter and not  an additional
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 At first, under the CARES Act of 2020, businesses were not able to  get the ERC if they had  currently received a Paycheck Protection Program (PPP) loan.  New PPP loans december 2020.  With brand-new legislation in 2021, companies are now eligible for both programs. The ERC, though, can not relate to the same wages as the ones for PPP.

Why Us?
The ERC underwent  numerous  modifications and has  several  technological  information,  consisting of  exactly how to determine qualified wages, which employees are  qualified,  as well as more. New PPP loans december 2020.  Your business’ specific case might require more intensive evaluation as well as analysis. The program is intricate as well as may leave you with many unanswered inquiries.

 

 

We can help make sense of  everything. New PPP loans december 2020.  Our committed specialists will certainly lead you and also outline the actions you need to take so you can make best use of the case for your business.

 OBTAIN QUALIFIED.

Our services include:
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 Complete  examination regarding your eligibility
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 Extensive analysis of your  insurance claim
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 Assistance on the  declaring  procedure  as well as documentation
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Specific program  experience that a regular CPA or  pay-roll  cpu might not be well-versed in
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 Quick  as well as smooth end-to-end process, from eligibility to claiming  and also receiving refunds.

 Devoted specialists that  will certainly  analyze  extremely  complicated program rules  and also will be  offered to answer your questions,  consisting of:

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 Just how does the PPP loan  aspect into the ERC?
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What are the  distinctions between the 2020 and 2021 programs  as well as  exactly how does it  relate to your business?
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What are  gathering rules for  bigger, multi-state employers,  as well as  just how do I interpret  numerous states’  exec orders?
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Exactly how do part time, Union, and tipped workers impact the amount of my reimbursements?

 Prepared To Get Started? It’s Simple.

1. We  identify whether your business  receives the ERC.
2. We analyze your claim and compute the maximum amount you can receive.
3. Our  group guides you through the  asserting process, from  starting to end, including  appropriate  documents.

DO YOU QUALIFY?
Answer a few  basic  concerns.

 TIMETABLE A CALL.
Frequently Asked Questions (FAQs).

What period does the program cover?
The program started on March 13th, 2020 and ends on September 30, 2021, for qualified employers. New PPP loans december 2020.
You can  make an application for refunds for 2020  as well as 2021 after December 31st of this year, into 2022 and 2023.  And also potentially beyond  after that too.

We have customers who got refunds just, and others that, along with refunds, also qualified to continue receiving ERC in every pay roll they refine via December 31, 2021, at about 30% of their pay-roll cost.

We have clients that have received reimbursements from $100,000 to $6 million. New PPP loans december 2020.
Do we still Qualify if we already took the PPP?
Do we still Qualify if we did not  sustain a 20%  decrease in gross receipts?
Do we still Qualify if we  continued to be open  throughout the pandemic?

The federal government  developed the Employee Retention Credit (ERC) to  give a refundable employment tax credit to  aid  companies with the  price of  maintaining  personnel  used.

Eligible businesses that experienced a decline in gross invoices or were closed because of government order and didn’t claim the credit when they submitted their original return can take advantage by submitting modified employment tax returns. Businesses that submit quarterly work tax returns can file Form 941-X, Adjusted Employer’s Quarterly Federal Tax Return or Claim for RefundPDF, to claim the credit for previous 2020 and 2021 quarters. New PPP loans december 2020.

With the exception of a recovery start up business, many taxpayers became disqualified to claim the ERC for earnings paid after September 30, 2021. New PPP loans december 2020.  A recoverystartup business can still claim the ERC for salaries paid after June 30, 2021, and before January 1, 2022. Eligible companies may still claim the ERC for prior quarters by filing an suitable modified work tax return within the deadline set forth in the corresponding type guidelines. New PPP loans december 2020.  If an company submits a Form 941, the employer still has time to submit an adjusted return within the time established forth under the “Is There a Deadline for Filing Form 941-X?” section in Form 941-X, Adjusted Employer’s Quarterly Federal Tax Return or Claim for Refund.

 

What Is The Employee Retention Credit (ERC), And How Does The Program Work?

When the Covid 19 pandemic started, and also businesses were compelled to shut down their procedures, Congress passed programs to give financial aid to firms. Among these programs was the worker retention credit ( ERC).

The ERC offers qualified companies pay roll tax credit reports for incomes as well as health insurance paid to staff members. When the Infrastructure Investment and Jobs Act was authorized into law in November 2021, it placed an end to the ERC program.

 In spite of the end of the program, businesses still have the  possibility to  case ERC for  as much as three years retroactively. New PPP loans december 2020.  Below is an overview of exactly how the program works as well as exactly how to claim this credit for your business.

 

What Is The ERC?

 Initially available from March 13, 2020,  via December 31, 2020, the ERC is a refundable payroll tax credit  produced as part of the CARAR 0.0% ES Act. New PPP loans december 2020.  The objective of the ERC was to encourage companies to maintain their employees on payroll throughout the pandemic.

Qualifying employers and  customers that  obtained a Paycheck Protection Program loan could claim  as much as 50% of qualified  salaries,  consisting of  qualified health insurance  expenditures. The Consolidated Appropriations Act (CAA)  broadened the ERC.  Companies that qualified in 2021 can claim a credit of 70% in qualified  earnings.

 

Who Is Eligible For The ERC?

Whether you receive the ERC depends on the moment period you’re looking for. To be qualified for 2020, you need to have actually run a business or tax exempt company that was partially or fully closed down as a result of Covid-19. New PPP loans december 2020.  You likewise need to show that you experienced a substantial decline in sales– less than 50% of equivalent gross receipts contrasted to 2019.

If you’re  attempting to  receive 2021, you must show that you experienced a  decrease in gross  invoices by 80% compared to the same time period in 2019. If you weren’t in business in 2019, you can compare your gross receipts to 2020.

The CARES Act does ban freelance individuals from asserting the ERC for their very own earnings. New PPP loans december 2020.  You also can’t claim wages for certain individuals who relate to you, but you can claim the credit for salaries paid to staff members.

 

What Are Qualified Wages?

What counts as qualified  salaries  depends upon the size of your business  as well as  the amount of  staff members you  carry  team. There’s no size  limitation to be eligible for the ERC, but  little  and also  huge  firms are  discriminated.

For 2020, if you had more than 100 full-time employees in 2019, you can just claim the wages of employees you kept however were not working. If you have less than 100 workers, you can claim everybody, whether they were functioning or not.

For 2021, the threshold was increased to having 500 full time employees in 2019, providing companies a lot a lot more leeway as to that they can claim for the credit. New PPP loans december 2020.  Any kind of wages that are based on FICA taxes Qualify, and you can include qualified health and wellness costs when computing the tax credit.

This earnings must have been paid between March 13, 2020, and also September 30, 2021. Nonetheless, recoverystartup businesses have to claim the credit via completion of 2021.

 

How To Claim The Tax Credit.

 Despite the fact that the program ended in 2021,  companies still have time to claim the ERC. New PPP loans december 2020.  When you submit your federal tax returns, you’ll claim this tax credit by completing Form 941.

Some organizations, particularly those that got a Paycheck Protection Program loan in 2020, incorrectly believed they really did not get the ERC. New PPP loans december 2020.  If you’ve currently submitted your income tax return as well as now recognize you are qualified for the ERC, you can retroactively apply by filling in the Adjusted Employer’s Quarterly Federal Tax Return (941-X).

Since the tax laws around the ERC  have actually changed, it can make  figuring out eligibility confusing for  several  entrepreneur. It’s also difficult to  identify which  earnings Qualify  as well as which  do not. The process gets even harder if you own multiple  services. New PPP loans december 2020.  As well as if you complete the IRS types inaccurately, this can delay the entire process.

New PPP loans december 2020.  GovernmentAid, a division of Bottom Line Concepts, helps clients with different types of monetary relief, specifically, the Employee Retention Credit Program.

 

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    New PPP Loans December 2020